Privacy Policy

Effective Date: 11/01/2024

Last Updated: 11/01/2024

Mortgage One America (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, and protect your information when you visit our website, https://mortgageoneamerica.com/ (the “Site”), and any associated services.

1. Information We Collect

1.1 Personal Information

We may collect personal information you provide directly to us, including but not limited to:

• Full name
• Email address
• Phone number
• Address
• Employment and financial information (e.g., income, credit score) provided for mortgage applications
• Any other details submitted via contact forms or application tools on our Site

1.2 Automatically Collected Information

We may collect certain information automatically when you visit the Site, including:

• IP address
• Browser type and version
• Device type, operating system, and referral URLs
• Pages viewed, time spent on the Site, and clickstream data

1.3 Cookies and Similar Technologies

We use cookies, web beacons, and tracking tools to enhance your browsing experience, analyze Site usage, and deliver tailored content. You can manage cookies through your browser settings.

2. How We Use Your Information

We use the information collected for purposes such as:

• Processing mortgage inquiries and applications
• Responding to your questions or requests
• Providing tailored advice and recommendations
• Sending updates, promotions, or newsletters (only if you have opted in)
• Improving the functionality and user experience of our Site
• Complying with legal and regulatory requirements

3. Sharing Your Information

We may share your information in the following circumstances:

• With Service Providers: To facilitate mortgage processing, credit checks, or other related services.
• Legal Compliance: To comply with applicable laws, regulations, or court orders.
• Business Transfers: In connection with a merger, acquisition, or sale of our business or assets.
• With Your Consent: In cases where you explicitly authorize sharing.

We do not sell your personal information to third parties.

4. Your Privacy Rights

You have the right to:

• Access and Review: Request access to the personal information we hold about you.
• Correction: Request corrections to inaccurate or incomplete data.
• Opt-Out: Opt-out of receiving marketing communications.
• Data Deletion: Request that your personal information be deleted, subject to applicable laws and regulations.

To exercise these rights, please contact us at [Insert Contact Email].

5. Data Security

We implement industry-standard security measures to protect your personal information. While we strive to safeguard your data, no transmission method or storage system can guarantee absolute security.

6. Third-Party Links and Tools

Our Site may include links to third-party websites or tools. We are not responsible for the privacy practices or content of external websites. Please review the privacy policies of any third-party sites you visit.

7. Children's Privacy

This Site is not intended for individuals under 13 years of age. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 13, we will delete it promptly.

8. Updates to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes will be effective immediately upon posting on the Site, with an updated “Effective Date.” Your continued use of the Site indicates acceptance of any changes.

9. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:

• Email: [email protected]

By using this Site, you consent to the practices described in this Privacy Policy.